Ocean Grove Charter School Webinar for students

Ocean Grove Charter School Webinar for students

okay so we’re gonna go right into it and
we’re going to talk about applying for financial aid for the application year
of twenty twenty twenty-one so that’s going to be this upcoming academic year
so for your high school seniors and anyone that’s going to be going to
college next year right so for today’s agenda were going
to be talking about types and sources of financial aid so types mainly being
grants scholarships loans to a degree and then work-study things like that and
there’s quite a few different variations of that right now and there’s gonna be
even more variations in the years to come as there’s quite a few pieces of
legislation coming out think that a little bit more variety and then the
sources of financial aid those are mainly going to be the federal sources
the state sources the institutional sources going to be the colleges that
students are attending and then also private scholarships which are given
through organizations so we’re gonna be talking about that into more detail
we’re gonna go directly into the applications which are gonna be mostly
one-stop shops on applying for some of really big aid so that’s what
we’re going to be doing at that point and then we’re going to be moving into
ways to keep your aid so there’s certain things that students will have to do to
ensure that they’re keeping their aid and what aid can be spent on so certain
financial aid can be spent towards tuition to fees and to a lot of other
living expenses depending on those aid types and I just want to kind of give a
reminder to everyone I did put everyone on mute but you are able to unmute
yourself so if you do have questions just unmute yourself and then go ahead
and ask that question and then we’re gonna finish it off by going over some
resources and once again if you have any questions throughout this presentation
please let me know I’m glad to answer any questions as they come up and I’m
pretty good so if you feel like you can stump me on something I really welcome the
challenge so we’ll move right in to types of financial aid so there are
three main types of financial aid there’s the gift aid which is oftentimes
referred to as that free money these are gonna be your grants and scholarships
and so the main ones you’ve probably heard of are gonna be like the cal grant
the middle class scholarship the Pell grants the
in gold scholarships the CSU which is the California State University grant
things like that this is money that does not have to be repaid right so that’s a
really important aspect behind if you receive any of these kinds of
scholarships or grants you usually want to accept them because you don’t have to
repay them now there’s the work financial aid which is money that’s
earned by the student for payment of a job or in some cases services they
provide so like community service moving into next year that’s one of
those next year things for California Dream Act applicants so this is going to
be mainly a job that’s gonna be on campus where they’re able to work the
students able to work around their school schedule so on the FAFSA it’s
going to ask for anyone’s a FAFSA filer if the student would like to be
considered for work-study and we always recommend the student says yes I would
like to be considered for work-study they don’t have to accept the work-study
if it’s offered to them but if they do not say they won’t want to be considered
for it they won’t even be offered it so please keep that in mind and keep in
mind that it’s also not free money so if you do select work-study it is
essentially a job that’s going to be on campus or around campus that’s flexible
with your schedule and then there are student loans
this is borrowed money that has to be paid back usually with interest this is
not free money and it’s really important to understand the difference between
subsidized and unsubsidized loans subsidized loans are usually the better
of the two subsidized loans don’t start accruing interest until after the
student graduates from college and subsidized loans don’t need to start
being paid back until after the student graduates from college usually it’s
actually six months after they graduate whereas unsubsidized start accruing
interest immediately and a lot of times for students they end up paying back as
much if not more on their student loan interest as much as they are on the
actual student loans so please keep that in mind if a student is considering
taking out student loans so there are many sources of financial aid but the
main categorizations are going to be from the federal government the state
government the colleges and universe and private agencies companies
foundations and employers now the federal government the source is really
coming from the federal student aid and all of the federal government grants and
scholarships are applied through by filling out the FAFSA so US citizens and
permanent residents are all able to fill out the FAFSA and by filling out they’re
going to be put into eligibility for the Pell Grant student loans teach grant
stuff like that so there’s quite a few out there and if you have any questions
about certain grants that the federal government might offer you’ll always let
me know and I’ll give you an answer on that so in California we also have aid
that we give out so I am a representative of the California Student
Aid Commission and our big grant is the Cal Grant we’re gonna be talking about
that a little bit more in detail but we have the Cal Grant the middle class
scholarship Chaffee grant for foster youth so we have a lot of really big
grant programs ourselves we don’t administer any student loans but we can
help students along in that process of navigating any federal grants and
scholarships and loans that they might get if they have any questions but
typically we ask that they reach out to whoever their loan provider is if they
want some of those more in-depth details and then for colleges and universities
we’re gonna talk about this a little bit more in detail too but a lot of times if
a student is going to the University of California they may be considered for a
blue and gold scholarship which is essentially paying tuition for the
school at a UC and then there’s the California State University grant which
is pretty much the same thing at a California State University and then
there’s a lot of other grants and scholarships that can come from private
universities and a lot of these are going to be based off financial need and
then there’s the private agency companies foundations and employer
grants where the other three tend to lean more on financial need a lot of
times these private grants taking a component of merit so it’s gonna be like
essays and interviews and stuff like that so Cal grants we’re gonna break
down what the Cal grants are there’s three and there’s a lot of different
avenues each one of these awards can take depending on which is kind of
schools people go to and what kind of aid as soon as is already receiving so
we’re with cal-grant A which for entitlement
students which are going to be your high school seniors and your recent high
school grads so if you’re a student that graduated this year from high school or
if you graduated last year you’re in this entitlement cycle and if that
student has at least a 3.0 GPA and their family income and assets are below the
state ceilings and those state ceilings are actually pretty high for a Cal Grant
A student that’s up for like a family size of around six you’re talking
close to one hundred and twenty thousand dollars per year that a family could be
making and have in assets not including the price of their home that they live
in right so if you own your own home that’s not factored into the equation at
all and then if they demonstrate financial need right so there’s what we
call the cost of attendance at any university or college or trade school
whatever you like to refer to them as and that cost of attendance is
essentially how much financial need a student may need minus how much the parents
can provide and that decisions going to be based off of the FAFSA for u.s.
citizens and for permanent residents how much the parents are expected to
contribute and the California Dream Act application for undocumented students
and then there’s the Cal Grant B entitlement Awards which is for high
school seniors and recent high school grads once again it has a much lower GPA
of 2.0 and it comes it’s for disadvantaged or low-income families
right so these are going to be the families that have lower income for
family size of six you’re pushing closer to around $60,000 a year that a family
can make and it’s asset ceiling is pretty much under that 60,000 (actually $82,400 for dependent students) mark as
well not including if they own a home or own cars and stuff like that it’s it’s
more about you know bank accounts or any kind of valuable that’s saved for the
purpose of of investment or holding an asset or something like that and then
they have to be able to demonstrate financial need once again that goes into
that cost of education thing but Cal Grant B is actually administer a little
bit differently than a lot of the other programs so Cal Grant B covers tuition
system-wide fees from years two through years four at any California community
College any CSU any UCs and most of the private schools throughout
California there are a few that don’t qualify based off of their cohort
default rate which is how many students default on their student loans if they
take out loans as well as their graduation rate to a degree but for most
schools this is something that works out pretty well for those students because
they can get it if they are an entitlement award student and it covers
years two through four for tuition they’ll get also a stipend years one
through four as well but it also this is where it’s going to be tricky because
Cal Grant B at a California Community College can be worth a lot more money
than it has on its face value so at a California Community College if the
student goes there they’re automatically awarded the one thousand six hundred and
seventy two dollars that they get towards their personal expenses that
they need to go to college with so a lot of this can be applied towards book
supplies living expenses or whatever it might be
however the community colleges also offer a full-time success type grant
which if a student has a Cal Grant B at a community college and are utilizing it
they can also take fifteen units or more per semester and receive an additional
two thousand dollars per semester that goes into their pocket right so this can
be spent on whatever they would like to have it spent on additionally Cal Grant
B students at a CSU even though that first year they don’t get tuition and
system wide fees typically the CSU actually pays for that first year for
those students however if a student goes to a UC typically they’re going to be a
word of the Cal Grant A instead if they fall under that ceiling and they have a
3.0 GPA as most UC s do require a 3.0 GPA for admittance and typically we get
that Cal Grant A which is for four years of tuition and system-wide fees and so
just to kind of show between Cal Grant A and Cal Grant B there is some complexity
built in there and there’s actually further complexity for students that
have dependents of their own that are under the age of 18 if a student has a
Cal Grant A or B and that award is being utilized at any state school the student
if they have a dependent under the age of 18
right so these are going to be a lot of your younger parents they can get an
additional $6,000 per year to attend a school with if they’re going full-time
so and that is a pro-rated amount based off the cost of education but I guess
what I’m trying to get up is that there is a lot that goes into each one of
these programs and a lot of schools base additional programs based off of
these awards so please take that in consideration if you’re considering
going to any kind of school that there’s probably going to be different packaging
requirements built into these Cal grants and then for a Cal Grant C this is for
pursuing vocational programs of study there is no minimum GPA anyone applies
for and through what we call competitive cycle and typically we end up having
enough Awards to go around for most students that are pursuing a vocational
program yeah so if you have any questions on that please let me know so
the middle class scholarship is another award that’s kind of like the Cal Grant
is kind of first families that make just a little bit too much for Cal Grant
typically now it is possible for a student to get both a middle class
scholarship and a Cal Grant but it’s pretty rare the middle class scholarship
is for families that have income and assets up to one hundred and seventy
seven thousand dollars a year who submit their FAFSA or DREAM Act application by
the March 2nd deadline just like with Cal Grant right so both Cal Grant and
the middle class scholarship considerations are based off of
submitting one of those applications by March 2nd so it’s really important to
submit those applications by March 2nd even if the student is like unsure if
they’re going to go to college next year they should still get that application
in the middle class scholarship can be only used at a University of California
or a California State University and more recently there’s actually been an
extension for california community colleges that offer a bachelor’s program
right so if a student is receiving coursework in a bachelor’s program at a
California Community College there’s few of them so it’s rare but they can also
get a middle class scholarship attending those schools as well so the
requirements further are they have to be a US citizen permanent resident or have
AB 540 status now AB 540 status is gonna be built on for a lot of the undocumented
students but please keep in mind that AB 540
status has extended from what it used to be right so AB 540 says used to be just
for in-state tuition and it’s been progressed over the years through three
other pieces of legislation that have extended the eligibility so please take
a look into that if that is something that you think you can apply for as an
undocumented student and it’s for California residents so you have to have
established California residency and maintain at least a 2.0 GPA in the
college that you’re going to write so you can’t fall of what we call
satisfactory academic progress you have to stay within that satisfactory
academic progress which is going to be determined by each different school but
typically the baseline is yet to be taking enough units to graduate and what
they consider reasonable and you have to have at least a 2.0 GPA and the award
amounts there to be determined by the California Student Aid Commission now
the middle class scholarship is one of those financial aid awards that comes
later in the packaging so what that means is typically you as a student
would get a lot of different awards first and then it would go back and see
if you still have financial need to be awarded the middle class scholarship and
this would be between 10 and 40 percent of a student’s need at a California
State University or University of California so there’s a California
Chaffee grant the Chaffee grant is a program that provides $5,000 per year we
have a question so what is the income ceiling for Cal Grant C that’s a
great question so the income ceiling for Cal Grant C is it gonna be the exact
same as what it is for Cal Grant A so it’s really depending on and for all the
Cal grants it’s depending on how big the family size is and what the GPA is to
see if you’re in the qualification and so I’ll also be sending over the ceiling
chart so you can take a more concerted look at what those ceilings are of
course so moving on to the Chafee program the California Chaffee grant
program provides up to $5,000 annually to current and former foster youth for
college vocational training at any accredited
college in the US based on available funding now this just had a huge
increase in funding recently and it also had an increase in age so most the time
you have to be at least 23 years old and be in foster care at least one day
between the ages of 16 and 18 years old but that has recently extended to a
student can be up to 26 years old and still be receiving the Chafee grant
right so but it’s only it can only be awarded for up to five years right so
it’s up to five thousand dollars a year for five years and foster youth are
encouraged to apply during their senior year of high school they have to fill
out the California Dream Act application or the FAFSA and they have to fill up a
Chafee grant application as well so they have to do both of them but after a
student that’s a foster you fills out a chafee application for the first time
they do not have to do the Chafee application again however they have to
fill out the FAFSA or the California Dream Act application every year before
they go into the college the next year so they should have they should
definitely be making sure that they’re filling out their financial aid
applications every single year and to apply for Chafee grant you just
have to go to the Chafee grant website which is Chafee.csac.ca.gov okay so institutional grants so if a
student is going to a University of California there’s the blue and gold
scholarship now this handles tuition system-wide fees at any UC and so the
tuition system-wide fees is actually a really important thing because that’s
the cost of going to class right that’s a class that’s the cost of your teachers
instructing to the students and all of that information being obtained it’s the
kind of conventional sense of what we think about when we think about going to
college so those are gonna be those big cost that’s they’re gonna be the exact
same thing for the California State University grant and it’s gonna be based
once again off the financial need much like with the Cal Grant but it’s also
going to be based off of what other awards the student might have right so a
student may get a Cal Grant and not get a university grant of some kind whether
it’s the blue and gold scholarship at the Cal State University Grant
because they don’t have that financial needs for tuition in system-wide fees
additionally at a University of California the system now the whole
believes that there’s a need that the students have to bring towards their own
education so a financial requirement and usually looks about ten thousand dollars
so if the cost of education at a University of California is determined
to be an inclusive package of about thirty five thousand dollars usually
they think that twenty five thousand dollars to be covered by the combination
of scholarships grants and stuff like that as well as parents contribution and
then the remaining ten thousand dollars to be through either loans or working or
things like that and one of the caveats to that is that
if a student actually goes and when they’re filling out their applications
they apply for private scholarships the universities at California actually
count that towards the money they’re bringing to the table so towards that
ten thousand dollars so please keep that in mind and it’s a really important
thing to you know consider for these students because sometimes that’s a big
cost of they’re not necessarily thinking of that’s part of their expected package
right so and that’s usually going to come towards like your living expenses
and stuff like that usually tuition and system-wide these aren’t factored in
here I’m usually that’s going to be covered if the student has financial
need otherwise you know student may have to have a part-time job or take out some
loans that is a reality of some student circumstances and then the California
Community College promise grant it’s pretty important one as well so there’s
actually the California Community College promise grant which is formally
known as like the bog fee waiver and it’s since changed you know what it’s
called now which is the promise grant but essentially what it does now is that
it offers students who are of a lower income free Community College right so
not paying the fees to take classes at a community college but something
that has since extended is the addition of the California Community College
promise program this is a little bit different the promise program is for any
student for the first two years they’re at the Community College as long as
they’re enrolled at least 12 units they get their school paid for right so it
doesn’t matter about financial need at that point it will it more matters about
enrollment and this was an incentive to get students through the Community
College process faster so it really shouldn’t matter how much a family makes
they should still be filling out either the FAFSA or the California Dream Act
application so it’s really important to do one of those two applications
regardless of the financial need of any family and do we have any questions
about that all right we’re going to move on
so a lot of times we get questions about which application should I fill out and
so we’ll also send out this this piece right here so you can take a look at
which application a student should be filling out but the general rule of
thumb is that if as soon as a US citizen or permanent resident they’re going to
be filling out the FAFSA with a few exceptions right so if they haven’t if a
student has an i-94 record which is mainly in reference to refugee status if
their refugee they’ll be filling out the FAFSA if their citizen of Palu of the
Marshall Islands or the Federated States of Micronesia they need to be filling
out a FAFSA as well and if they hold a t visa they need to be filling out the
FAFSA however if a student is undocumented they really need to start
out at the DREAM Act application now there are some additional requirements
in order to fill out the DREAM Act application but they’re going to be
taken through on the application itself it has Skip logic to determine if the
student is able to fill out a DREAM Act application and we never want to
self-select a student out we want to make sure that they have the opportunity
to take a look at the requirements as they are a little more complicated than
they were in the past but they’re also more flexible with the
students so a student has more ability to qualify for the DREAM Act application
now than they have ever before but it’s just a little complicated so we highly
recommend that a student takes a look at that and make sure that they qualify for
that and fill out the application and make the determination themselves and
not just be discouraged from filling it out because they feel like they might
not qualify for the DREAM Act application and if you have any
questions about that please reach out to me you either you know reach out to me
personally or if you can type in the group chat or you know unmute yourself
and share a comment so before starting the
FAFSA or the FAFSA on the web is what we normally would refer to it as the
students got to gather certain information and it’s going to be the
students driver’s license now it’s not something needed if student does not
have a driver’s license that’s okay but if they have one they should be bringing
it same thing with the students alien registration card if they have one now
US citizens won’t have an alien registration card for most students
filling out a FAFSA they’re going to need their social security cards they’re
2018 w-2 forms and records of money earned and other taxable benefits so
this is going to be a lot of times the federal income tax forms as well being
the 1040 s there’s gonna be a look a little bit different than in years past
but on both the DREAM Act application and the FAFSA there’ll be instructions
on which areas need to be entered where on to the application based off those
tax forms right and then records of untaxed income are important current
bank statements this is once again going to take in that asset function to
determine eligibility if your family owns a business a farm or other real
estate records it’s really important for them to have that and records of stocks
bonds or other investments it’s all gonna be taken to consideration okay we
have a question I had a question about the scholarships of Community College
you said a student should fill out a FAFSA and and the other one with the
California Dream Act application if they’re an undocumented student right so
the FAFSA is for just u.s. citizens and permanent residents with a few
exceptions and an undocumented student should be filling out the DREAM Act
application so the California Dream Act application is the other one and then we
have another question does the California promise program effect the
limit on the maximum period of time that you can receive direct subsidized loans
through FAFSA so the California promise program is actually it doesn’t affect
the limit because it is a requirement for the student to be enrolled in a
certain amount of units to progress in a degree right so if anything it actually
does the opposite of that because in order to receive any kind of financial
aid and that includes loans so subsidized loans in particular from the
federal government a student has to be making satisfactory academic progress
now the one part everyone knows about satisfactory academic progress is the
GPA but yet to have at least a 2.0 GPA for most institutions an institution
could go no you don’t meet our SAP policy we have it at 2.5 and you don’t
get your loans you don’t get your grants you don’t get anything because you don’t
meet our SAP requirement but most schools is a 2.0 however the part that
most people don’t know about satisfactory academic progress is the
timeliness to a degree completion right so a lot of times we have what we
consider professional students and a sense that they’re in school for a very
long time but they have to be making progress towards their degree and that’s
going to be based off each school’s internal SAP policy and if they’re not
making progress towards their degree they will fall out of SAP so once again
they’ll fall out of satisfactory academic progress and they won’t be
eligible for financial aid at that point so the California Promise program
the way that it actually affects it is that it helps the student get through
their their program quicker so although I guess you could say that technically a
student could be making satisfactory academic progress by going less than
full time and therefore could receive more subsidized loans it’s highly
recommended that if the student has the ability to go full-time and succeed that
they do so and that they stay in good standing that way they’re almost
guaranteed to as long as they’re not as long as they’re passing their classes
and they’re able to get the subsidized loans as needed so I hope that answers
that question and if I can provide any further detail
please let me know and then so beyond bringing just those different things to
fill out the application it’s really important to know that they need to
create a file for all of this information and keep it secure because a
lot of these documents are documents that are vulnerable right so we don’t
want people to find social security cards we don’t want people to know your
income information because this can be used and it has been used to hack use
identity theft scheme things like that so it’s really important to keep this
information secure so we say you know keep it all in a single folder or keep
it under a secure device or something like that that you know is not easily
hackable because if you’re filling out these applications and someone’s aware
of that and they have less than good intent for your finances they’ll take
advantage so please make sure that you’re keeping all this information
secure and if they’re you know going to a cash for college workshop or a
different financial aid workshop and the students keeping this information make
sure that they’re well aware to keep it safe okay so the FAFSA has seven
sections on the form and this is going to be very similar to the California
Dream Act Application and those seven sections are going to be the student demographics the
school selection the dependency status parent demographics financial
information the sign and submit from section and Confirmation so we’re going
to move right or actually we’re going to talk real quick about the first three
sections and then we’re gonna go more detail about sections four five and six
so for student demographics this is the big big mistake that happens with almost
every student right that has a mistake on their application it is the thing
that we want to make sure every student gets right it’s their name right their
names are gonna look oftentimes very different between their college
applications or financial aid applications the GPAs that are uploaded
to the commission that are coming from the high school the student attends we
need to make sure that the students name across all these different formats is
consistent so for me an example my name is Michael Wagner however I go by my
nickname which is Billy so if I’m entering Billy Wagner on my school app
and on my financial aid app on putting Michael Wagner and then on my college
apps I’m putting William Wagner it’s gonna be very difficult for this schools
to be able to package me and award right because they need to match everything
and then if I provide my identification to prove who I am to the school and
they’re seeing William Wagner and my identification says Michael Wagner it’s
just going to make the process harder now it’s not to say that we can’t fix
this if this is something that comes about but it’s really important for the
students to have whatever name is on their social or on their
driver’s license or whatever they have that is an identification that is
standard that they can use in show to someone proving their status and who
they are that they use that name consistently across all formats so when
they’re filling out the applications whether it be the college apps the
financial aid apps and confirming with the school that they go to that that is
indeed their name and how they spell it and the way they’re going to put on
everything else now for FAFSA students in particular this is important that
they spell their name just like it appears on their social security card
because their their process right after they submit a FAFSA is going to go
through social security which is going to match them and ensure that their
application is indeed to their social their social number their social
security number so please keep that in mind and then for school selection a
student can list up to 10 schools at a time and if they want to apply to more
than 10 schools and have more than ten schools receive their financial aid
information that’s more than fine after they submit the FAFSA or the DREAM Act
application just give about a week for processing they can log right back into
the application and at that point they will be able to take out those schools
and input new schools that they would like that information sent to so based
off of those applications and then for dependency status that’s really going to
be handled on the application so who is considered a parent on the application
now this is for the FAFSA and the DREAM Act application now for some students
they go to a Stanford or something like that and although they do need to
fill out a FAFSA or a Dream Act application they would also have to do something
like the CSS profile or there’s a lot of different applications that a private
university that might take into consideration – but who is considered
for the most part it can be biological or adoptive parents this includes
same-sex parents and this includes unmarried parents that are living
together right so even if they are divorced and they’re living together
they are considered parents of the dependent students on the application as
long as the student is under the age of 24 as well as a few other things that
would come into consideration as far as determining dependency status
but from that point they’re just going to have to take a look into if the
students parents are divorced or separated and they don’t live together
then the student needs to provide information about the parent who’s a
student lived with more over the past 12 months right and sometimes we get it’s
an even split I live with mom and dad equally right down the middle and then
at that point it’s really dependent on like well who provides more clothing
support or who provides you know gas to get to the school and back you know it’s
it’s really gonna be minute at that point but the student need to do their
best job of determining which parent actually supports them the most and then
this is a really important part as well step parents so if the dependency the
parent that’s considered the parent of the student for financial aid purposes
is remarried the step parent regardless of any prenuptial agreements if
currently married to the students custodial parent has to be listed on the
application as well for financial aid purposes that is considered the parent so when filling out a FAFSA we always
recommend using the IRS data retrieval tool and makes things go a lot faster
and it can just really make sure that everything goes smoothly additionally if
a student gets called for verification you know everything is already in system
for them it’s actually less likely they’re going to be asked for
verification from a California Community College or from a CSU UC or private
university in the state of California because they know the financial aid
offices know that that information was taken directly from the IRS so if a
parent has the ability to use the IRS data retrieval tool we highly recommend
that they do so okay so for sign and submit recommend that students sign the
FAFSA electronically using their FSA ID and parents as well so both the students
and parents will both need to create an FSA ID now although they don’t have to a
parent can print the page at the end and sign it and send it in and in fact
parent is undocumented and the student is a US citizen or permanent resident
they will have the ability to get to the end of the application printout the
parent signature page and send it in but if the parent has the ability to make an
FSA ID electronically because they have a social whether it’s through a
permanent residency card or because they’re a US citizen we highly recommend
that they do that right one caveat to that is if a social says for work
purposes only that is going to be a daca social and if that is a DACA social
they’re going to be filling out either a DREAM Act application if it’s a student
that has a social or if the parent has that they’re going to need to sign it
physically and print that signature page however for every other parent that has
the ability to make an FSA ID and it’s throwing out a FAFSA it is very
important to actually submit it directly right that’s going to make processing go
a lot quicker because if you’re mailing it in it can take weeks if not months to
process a student sometimes for proving that the application was in on time
that’s a little more difficult if a parent or student needs to make a
amendment to their application that once again can be a very tedious process
where you have to resubmit this resend in the paper forms with the signature
on them so please make an FSA ID if you’re a parent and the student needs to make
an FSA ID as well and they can make it out FSAID.ed.gov and students need to sign the DREAM Act using a pen that they create
this is actually pretty easy and parents need to create a pen as well but this is
just kind of based off the information to provide us it’s not going through a
second step of authorization to ensure that this is indeed the person that’s
signing but there may be a point where it’s called for verification and see if
that information is needed so please keep in mind that students that sign the
DREAM Act application it’s a very easy process
so please just create the pen there will be a signature option for the student
but we highly recommend that they don’t use it it is much easier and it really
isn’t any good reason not to create a pin and then remember to read and to
mark agree to the student terms in an agreement and to actually submit the
application a lot of times we get a lot of students
that are confused and they go well you know I saved my application I got to the
very end we just didn’t submit it is that still on time and the unfortunate
answer to that question is no it’s not on time a student has to submit the
application by March 2nd in order to be considered on time and this is really
unfortunate because I actually just got off the phone earlier a couple days ago
with a student that submitted on March March 5th or 6th and just missed the
deadline and they did it because they were waiting on their parents signature
and unfortunately that is a reason that can’t be appealed an appeal you know
appeal form can be submitted but it won’t go through so please keep in mind
the importance of submitting the application before March 2nd so for this
the parent signature page once again they’re going at the sign submit they’re
going to agree to the terms it’s really easy for the DREAM Act application for
the FSA ID the parents have to make their own and then parents with all
social security number once again they can print out that pair the paper
signature page sign it and send it in but if a parent has the ability to make
an FSA ID or if they’re filling out your application to make a pin we highly
recommend that the parent does that instead it’s way better and then for the
confirmation page this is going to be a list of some different information the
schools that are being applied to the estimated Pell grant award so a lot of
times they do initial right estimations of different federal aid that a student
may get and it’s a good thing to kind of take a look at and it’s really important
to write down that DRN number which is called the data release number because
this can be used to identify who you are pretty quick so but this is just pretty
much to congratulate a congratulatory page letting you know that you submitted
to your application successfully it’s gonna let a student know what their
expected Family Contribution is which is how much the federal government has
decided that the student should be able to pay as well as for the California
Dream Act application how much the state believes the students family should pay
for their education and this particular circumstance right here this is a zero
EFC which means that the federal government expects the students family
to contribute no money but if this says no EFC not zero EFC not just a bunch of
zeros but it says no EFC that means that the application was not processed
correctly and that something is missing and so it’s really important for the
student to go back in and make any kind of corrections to their application
because without doing so the student will not be awarded any kind of grants
or scholarships that can only be considered for federal student loans
right so we don’t we don’t want that we want to make sure that they are eligible
for all the different types of aid and then there’s student aid report this is
going to be sent to the student just a few days after they submit their
application after processing for the FAFSA goes through the federal processor
or through us at the California Dream Act application for you know just a
couple days really it can take up to a week but usually it’s just like a three
to five day process and it’s going to give all the information that a student
needs to know about what they put on their application right so it’s going to
be essentially all the answers that they gave it’s going to be emailed to them
directly unless the student didn’t list an email on their application then
it’ll be mailed to them directly so it’s a really important document and the
students should really keep it because they can use it for their financial aid
offices to follow up with who they are they can show what they put on their
applications there’s a lot of important information that they can provide
through the student aid report and then also although it’s not necessarily
recommended a student can make adjustments to their application by
making changes on the student aid report itself and mailing it in to the FAFSA
oh I’m sorry to the federal student aid we don’t usually recommend doing that
but it is an option so just kind of mentioning it so for federal
verification we’re not going to go through all of this but what you need to
know is that a lot of times if a student is selected for verification because a
certain amount of students will be selected for verification depending on
if they’re DREAM Act students or if there’s something that’s
on their application or if they’re just one of the lucky students because
sometimes it’s just random but what happens is the federal the federal
government will go this students flagged the college will need to follow up with
those students right and by following up those students that can look like hey we
need copies of your w-2s your 1040 s you know proof of your family size or how
many students are in college or something like that you know a bunch of
different things that they can ask for if it seems a little intimidating when
you’re asked for a federal verification or college for college financial aid
verification depending on which school you go to but it’s really an easy
process as long as you fill out your application to the best of your
knowledge it really shouldn’t be something that you worry about because
sometimes people make mistakes and other times they’re just trying to verify that
everything is correct because it is a mandate that they have to abide by
so just gather up the information that they ask of you and provide it them in a
timely fashion and this is going to be a really important part of checking your
emails students really need to check their emails especially if they’re over
the age of 18 because it’s going to fall on them to make sure that everything is
is keeping up and accounted for so please keep that in mind creating a web grants for students is
also very important in fact we’re working on the new grant delivery system
modernization project which is essentially what this is it’s a portal
for the students to be able to manage their Cal Grant Awards confirm that they
graduate from high school and what date they graduated from high school they let
us know which schools are going to be going to and they’re gonna be able to
make a lot of you know changes and view different award amounts they’re going to
get through the state so it’s really important for them to make one of these
accounts being able to follow through with their to-do list which is going to
be listed on their account and it looks a little bit different than it did in
the years past so if a student goes hey this doesn’t look familiar to me it’s
important to assure them that hey you know this is the new version of it it’s
gonna be a lot easier to manage things with so just be ready that it’s gonna
look a little bit different starting October 1st and then how do I keep my age so the
main thing if you are a male student oh I got a question I’m sorry is this web
grant done after submitting FAFSA so making a web grants so web grants for
students account is done after submitting the FAFSA or the California
Dream Act application and we usually suggest giving it about a week because
that information has to be processed and given to us that’s a really great
question because you cannot make one of these accounts before an application is
submitted so without having any information in we can’t process you and
you’ll just get an error message when you’re trying to create your web grants
account otherwise if you’ve submitted your FAFSA or if your Dream Act application
give it a week for processing and it will be available to take a look at and
be able to navigate and whatnot so for the requirements on keeping your aid the
first and big one is for males that are between the ages of 18 and 25 have to
have registered with Selective Service right you can register at earliest now
at 17 years and three months old if you are a US citizen or eligible non-citizen
you can register through the social sorry sss.gov and undocumented students
and everyone else can also go and mail a registration form and that’s form is
located at the post office you can just go and ask for it right away if you are
an undocumented student we suggest not putting in your daca social if you have
one it will ask for a social but you don’t have to put it down and typically
it’s not really referring to your daca social anyways and we just recommend
not putting it down but beyond that if you’re enrolled in accepted into an
eligible institution and program of higher education you have to stick with
the requirements that they have to ensure that you’re receiving the aid
packages they provide you and so that’s going to look different from one place
to another because of the different satisfactory academic progress
requirements they might have so it’s really important to follow up with
financial aid offices to make sure that you know you’re meeting the SAP
requirements and otherwise you should be good to go in that capacity and so
continued generally a student will need to have a grade point average of a 2.0
or higher once again this can be different depending on which schools you
go to and will have to pass enough classes towards their degree to make
sure that they’re staying on progress to their degree and that’s going to be
depending on the SAP policy at each school so once again please know that
the SAP policy is different from school to school and to submit your FAFSA in
and California Dream Act application every year between October
1st and March 2nd that’s incredibly important to do because a lot of times
students will go to a community college they won’t get a Cal Grant for one
reason or another and they’ll miss that March 2nd deadline for entitlement two
which is essentially any student that’s transferring from a community college to
a four-year degree and so even though if you have a Cal Grant you may be able to
apply after March 2nd we still recommend that you get in that application before
March 2nd each year now you’re going to be going to college and then what can my
financial aid be spent on so really depending on the different grants and
scholarships you get it can be spent on tuition and fees which is the price of
going to campus and sitting down and taking class it can be spent on room and
board and books and supplies transportation it can be for plumbing in
some cases or any other additional need that a student may have so it’s really
important to understand that financial aid is earmarked for certain things a
lot of times we see like Cal grants A is earmarked for tuition and system wide fees
whereas Cal Grant B has an access award which can be applied to any of these
things as well as additional aid that can come out of Cal Grant B or Pell
grant which can be used for anything the student needs to succeed in school which
could be living expenses so the one of the big things that we recommend though
is that keep in mind that living expenses are they can start adding up
and so there are some recommendations we have to spend your money wisely and some
of those are to take advantage of all of things that are provided through the
school so a lot of times the campus will have their health centers that are free
to the students this actually goes with their fees that they’re paying in and if
they get their tuition and system-wide fees covered this is a part of your
they’re already paying for that so they should take advantage of that they
should use a computer labs and the Wi-Fi that they have so a lot of times
students will go and they’ll purchase hotspots and stuff like that but if they
have the ability to you know utilize the library or to utilize the campus-wide
Wi-Fi which most campuses are moving to they should use that they should use the
tutoring services offered on campus and transportation which is a lot of times
like a card that can take the bus or train with they have the fitness centers
that are usually free to the students if they have them at the the campuses as
well as a lot of great forms of entertainment right so sometimes
students will get a lot discounts off of movie tickets or events or there’ll be
events on campus and we highly recommend a student take advantage of all of these
as they’re either already paying for them or they’re going to be free to them so for room and board this is just a few
things to go over real quick the dorms or res halls may provide that college
experience and that college experience is great but it does come at a cost
usually it’s only going to be for about a nine nine month period they’re gonna
be living on campus with the winter and the spring time being kind of one of
those gray areas where sometimes they can live on campus and sometimes they
can’t so it can apply extra cost for residents and if they say during winter
session or summer it can even apply more so keep that in mind
that a lot of times living on campus it’s it’s great but it does cost a
little bit more typically when you’re considering how much time you’re
actually gonna be living on campus also please keep in mind that meal plans
typically do not offer three square meals a day
this is really important I actually used to work at a university in the res halls
and I oversaw a lot of Resident advisors and a lot of the students would come
complaints to the resident advisors going hey you know I’m out of
essentially their meal passes where they can go into the Dining Commons and get
meals from and unfortunately a lot of times they’d be left in the last couple
months of school and they have no more meals because they use them all up so
they end up going to the food pantry and stuff like that so it’s really important
to take consideration that meal plans are gonna be based off of you know a lot
of different structures and even some of the bigger ones don’t offer three square
meals a day for seven days a week so please keep that in mind it is our
recommend recommendation that you contact the campus to better understand
the housing options as well because there may be affiliated housing around
the campus that is either connected to the campus or is in some way related
with it but one of the big things is we recommend that the students learn to
cook cooking can dramatically cut down the cost of food at most campuses and
most campuses offer free cooking demos with a certified nutritionist so not
only is it good for that for the health aspect but it’s also really good because
it’s a lot cheaper than spending you know the kind of average ten dollars per
meal for the Dining Commons that you might have to pay and then books and
supplies your financial aid can go towards this as well but we also want to
make sure that you know that comparing is always a good idea
so when buying or renting your books and supplies as soon as your enroll in
class can save you quite a bit of money because you’re able to compare so if you
go to like an Amazon or a Chegg type service you can see well do I want to
rent my books do I want to purchase them which which
place offers me the best price for what I’m you know looking at because a lot of
times the campus bookstore is kind of at a premium they can charge a little bit
more at there at their book stores so if that’s needed then of course get your
book at the bookstore but otherwise it’s kind of good to you know compare and if you need any fast of assistance
we really recommend you reach straight directly out to federal student aid and
you can do that through the links that we have here or you can call them at one
eight hundred four three three three two four three or you can email them
directly and they’ll get back to you pretty quickly what I prefer personally
if I’m trying to just get in touch with someone from the FSA I actually user get
their chat function I have a few contacts that work directly with the
federal student aid and sometimes I speak with them directly and they all
recommend that as well so that chat function is usually the best way to get
in touch with someone immediately so if you have any FAFSA concerns or you
need assistance please reach out to them there and if you need any assistance from us at the California Student Aid Commission
whether that’s with any state programs or the DREAM Act application you can email
us at [email protected] you can go through our resources on csac.ca.gov and you can look for cash for college workshops at cash4college.csac.ca.gov a lot of schools throughout the state host these cash for college
workshops which are essentially free financial aid workshops where students and their parents can come and fill out either the FAFSA the dream application the Chafee Grant for Foster youth application and get some advice as
well so that is pretty much it and if there are anyone that has any questions
you know please feel free to use that chat function or to go ahead all right so does anyone have any
questions Oh will we be able to get a copy of this presentation yes
so yes we’ll definitely be providing a copy of this presentation and I will
probably just go through it to make sure that everything is good we will have a
copy of the presentation will be recorded and it would be placed on our
high school web site under high school where it says college for everyone
webinar series okay and then and if you’re oh good there’s one question we
missed it is how is CADAA a difference in daca gotcha
so CADAA actually it stands for the California Dream Act application
and it differs from DACA in a huge way now although they serve very similar
populations DACA is deferred action for childhood arrivals and that is a federal
program that establishes work visas for students on a two-year basis right now
just to give everyone an explanation of where daca kind of sits a student that
has daca status can renew their daca status currently but if a student does
not have daca they cannot register for it for the first time now a California
Dream Act application is for financial aid now although we refer to daca
recipients as dreamers and California Dream Act application recipients and
applicants as dreamers they are not connected at all
whatever happens to DACA has no bearings at all on what happens to the California
Dream Act application where DACA getting more restricted the California
Dream Act application is actually becoming more extended right so there’s actually
more eligibility for dreamers now through the California application there
ever was before in the past even though DACA is being restricted so please keep
in mind that they are completely separate and whatever happens to one
does not affect the other at all and then
I’m scrolling through the presentation here yeah there isn’t a couple how about
it’s like sorry I’m going to more questions there’s two er questions that
came up I just didn’t know if you’re looking at the chat box while you’re
talking of course but we have a question saying how about if you’re applying to
an out-of-state College so all the federal aid can be used at an
out-of-state College as long as it is in the US if a student is a foster student
they can take their Chafee grant to an approved school outside of the state of
California and that’s going to be most of them that are going to be Pell Grant
eligible anyways but when it comes to the Cal Grant the middle class
scholarship the blue and gold scholarship the State University grants
all those those are going to be california specific grants and
scholarships as well as the in-state tuition is only applicable to California
and a few other states that we have agreements with I hope that answers that
question and then we have a question what happens to to award an award if a
student transfers from one University to another so if a student transfers – it
really depends on which school they’re transferring from and which school
they’re transferring to but for for a general basis they will be
able to retain that award as long as they have financial need
so sometimes we see that a student transfers and this is rare from one
campus that’s Cal Grant eligible to another campus that’s Cal Grant eligible but
they run out like the other campuses is less expensive and for that reason
they’re getting aid from different sources and they lose their tell grant
but that’s incredibly rare for the most part you’re talking about their ability
to actually retain their their cal grant as long as they’re going to another Cal
Grant eligible school and that’s the same thing with middle class scholarship
if they’re going from one CSU to another CSU or CSU to a UC or vice versa they’ll
be able to retain their middle class scholarship in most cases unless they
find out they fall out of that financial need all right does anyone else have any
questions I know I kind of ran through it quickly and I once again just really
want to say I really appreciative that everyone had such flexibility to come to
this new format yeah thank you very much for your presentation of course
definitely definitely information that we all we all need for kids

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